What’s in it now? If the blog is WordPress 2.0+ and there’s anything in it at all, then it’s probably correct.
I cannot locate .htaccess file, however I am unable to upload image files to the wp-content directory and am wondering if that is simply a permissions issue or related to .htaccess. I keep getting an error saying the parent directory doesn’t have permissions to write, but I have permissions set at 755 for the directory. Is there a different setting I should try?
Typical WordPress installs may need the wp-content/ directory to be 777 (so that WordPress can create the wp-contents/uploads/ folder). If you enabled Organize my uploads into month- and year-based folders then the subdirectories need to be checked as well (wp-content/uploads/2006/06 for example).
Create a blank .htaccess file and set its permissions to 666, allowing it to be read and written. After you set your permalinks, change it to 644.