wp-content/uploads folder doesnt exist!

Unable to create directory /home/a4108860/public_html/wp-content/uploads/2011/02. Is its parent directory writable by the server?

I have looked through so many of the topics, but similar questions seem to be resolved by changing the settings in Media section. I do not have the folder “wp-content/uploads”. Or am I being a total newb here. I tried to create it manually in the SQL but there were too many boxes that need filled and I dont know how to. I hope I have just a simple misunderstanding and that it can be easily fixed. Please!