So I have tried everything noted above, i have no tread left on my google shoes trying to figure the missing Visual Editor problem out but as a newbie to WordPress i expected some challenges. I have rebuilt the website in the meantime ONLY to accidentally stumble across my profile setting in the top-right corner…you know the “Howdy” statement and low and behold a check was in the box that said “Disable Visual Editor”….jeez…did i mention i was a newbie!!!