Solved my own problem. So I am posting the resolution for other newbies to find later. When these old hands on the forum ask you if you are logging in as admin – They are being very literal – and very unclear. It is NOT enough to log in as a user with “admin” privileges(like my personal account). You really have to log in as the user named “admin”.
Since a third party created my site, I did not have the password for the “admin” account. So I had to change it through phpMyAdmin and then log in. Viola – plugin menu appears!
Hope this helps someone else in the future,
Here is one more clue: When I try to access the plugins page directly (e.g. http://mysite/wp-admin/plugins.php ) I get the following message:
You do not have sufficient permissions to access this page.
Hope that helps,
NCDiesel