SCA

Hi there,

Thanks for getting back to me so quickly 🙂

The message is on my Stripe homepage…

I’m trying to add a screenshot here, but can’t. I can email you one if that helps?

It says:

Important: Update your integration for SCA
While European regulation mandates that full enforcement of Strong Customer Authentication (SCA) begins on 31 Dec 2020, some banks are now declining a portion of payments that aren’t SCA-ready. To make sure your payments are approved, please update your integration.

Then I follow the link and the next page says:

Update your integration now for SCA
European regulation mandates 
Strong Customer Authentication (SCA)
, which means many card payments now require a form of two-factor authentication. Until you update your integration, payments that aren't authenticated may be declined by your customers' banks.
Get started
Want to learn more?
SCA enforcement dates
See sample payment flows
Read the docs
Upgrade your partner solutions
These are the partner solutions your business uses to process payments. Once they are SCA-ready, upgrade to the newest version for two-factor authentication support.
WooCommerce Stripe
SCA-ready
Upgrade now
Don’t see your partner solution?
Learn more about partner solutions and SCA or provide more information about the partner solutions you use.
Monitor your progress
In order to avoid declines, update to an SCA-ready product, such as the new version of Stripe Checkout, Billing, the Payment Intents API, or an SCA-ready partner solution.
LAST 7 DAYS
You don't have any recent card payments. Check back here when once you have recent payments to see if your business is using an SCA-ready product.
Complete your migration
Test dynamic 3D Secure authentication
Required
After you update your integration, make sure you check it using our regulatory test cards. This will help you test 3D secure, the extra verification step your customers will complete.
Read the docs on testing your integration
Plan for any off-session payments
If you charge customers when they’re not actively using your application, you can take advantage of exemptions. To do this, authenticate when you collect card details and save them to charge later.
Read the docs on reusing cards
Make sure you identify each payment flow
Depending on when and how you charge your customers, you may have to update multiple payment flows for SCA. Make sure you identify and update each one.
Read the docs on identifying your payment flows