TRANSACTION_REFUSED

Kind regards. I have tried to pay with a Debit Card, but when I sent the form internally it returns TRANSACTION_REFUSED, however on the front end it does not show me any message that an error occurred and much less the reason for it.

https://www.paypal.com/graphql?fetch_credit_form_submit

{
    "errors": [
        {
            "message": "TRANSACTION_REFUSED",
            "path": [
                "approveGuestPaymentWithCreditCard"
            ],
            "extensions": {
                "class": "ERROR"
            },
            "checkpoints": [
                "createCheckoutSession"
            ],
            "meta": {},
            "errorData": {
                "step_up_context": {}
            },
            "contingency": true,
            "statusCode": 200
        }
    ],
    "data": {
        "approveGuestPaymentWithCreditCard": null
    },
    "extensions": {
        "tracing": {
            "version": 1,
            "startTime": "2025-03-11T17:07:21.366Z",
            "endTime": "2025-03-11T17:07:24.173Z",
            "duration": 2807484608,
            "execution": {
                "resolvers": [
                    {
                        "path": [
                            "approveGuestPaymentWithCreditCard"
                        ],
                        "parentType": "Mutation",
                        "fieldName": "approveGuestPaymentWithCreditCard",
                        "returnType": "CheckoutSession",
                        "startOffset": 1959220,
                        "duration": 2805149728
                    }
                ]
            }
        },
        "correlationId": "f310767bdd985"
    }
}